买房子可以贷款,买股票开账户是不能贷款的。当年利用房屋贷款的杠杆2/8,收益还是不错的。现在不行了,收紧银根,国内地产不那么好做了。至于股票,钱多钱少都可以,门槛比较低.不会像房子那样占压资金。老话说:Timing is everything,that 's a truth i agree,but it's not easy to finding the best buy point and selling point. so much thing can impact the trend of stocks.